Project Loan / CC / OD

Project Finance, Cash Credit (CC), and Overdraft (OD) Facilities For Initial or Working Capital

Section 24 of the Income Tax Act

Under Section 24, taxpayers can claim a deduction of up to ₹2,00,000 on the interest paid on a home loan for a self-occupied property. In the case of rented or let-out properties, there is no upper limit on the interest deduction.

Section 80C of the Income Tax Act

Section 80C allows a maximum deduction of up to ₹1,50,000 per financial year on the repayment of the principal amount of a home loan. This limit also includes expenses such as stamp duty, registration charges, and other related costs incurred for the purchase or transfer of a residential property.

Instant Eligibility Check

Easily assess your home loan eligibility online by submitting basic details—get instant results with just a single click.

Competitive & Transparent Interest Rates

Benefit from highly competitive interest rates, with special concessional pricing available for eligible women borrowers.

No Hidden Fees, Complete Transparency

Enjoy peace of mind with a clear and upfront cost structure—no undisclosed charges or surprises at the time of disbursal.

Fast & Hassle-Free Processing

Our streamlined process ensures quicker approvals and minimal turnaround time, helping you secure your dream home without delays.

Fully Digital Application Journey

From application to approval, the entire process is conducted online for maximum convenience and efficiency.

Minimal Documentation

Reduced paperwork and simplified documentation enable faster verification and quicker

Duly completed and signed loan application form
Processing fee cheque
Recent passport-size photographs of all applicants
Proof of identity: Aadhaar Card, Passport, Driving License, Voter ID, or PAN Card
Proof Residence: Aadhaar Card or other Officially Valid Documents (OVDs) such as Passport, Driving License, or Voter ID containing identity and address details.

Proof of Business: GST Certificate/Shop act licence/ Food and Drug licence/ Rent Agreement etc
Income Tax return/Audit Report.
Property-related documents (self-attested true copies)
Sale Deed, Khata certificate, and ownership transfer documents
No Objection Certificate (NOC) from the builder or housing society (original copy)
Land tax payment receipt
Possession certificate

Client Testimonials

“They structured our project loan and working capital perfectly. The process was smooth and well-coordinated.”

Kunal Agarwal

“Cash credit limits were approved efficiently. PaisaPro’s expertise saved us valuable time.”

Manish Gupta

“Clear guidance on OD and CC facilities. Professional handling and strong lender coordination.”

Deepak Bansal

Get A Project Loan / CC / OD

In Three Easy Steps

Start your Project Loan / CC / OD application by sharing a few basic details. Our simple, guided process helps you take the first step toward your dream home.

Apply Easily

Complete your documentation with ease. Provide the required information and leave the coordination to us for a stress-free experience.

Easy Documentation

Experience faster approvals with our streamlined process. We help you move from application to sanction without unnecessary delays.

Timely Sanction

Project Loan / CC / OD

Submit the form and let us help you find the right business loan with ease.

Lending Partners

Loan for Initial or Working Capital

Project Loans, Cash Credit (CC), and Overdraft (OD) facilities are tailored financing solutions designed to support business expansion, project execution, and working capital needs. These facilities offer flexible funding, improved cash flow management, and easy access to capital to help businesses operate smoothly and achieve sustained growth.

Benefits for Project Loan / CC / OD
✔ Flexible funding to support business expansion and project execution.
✔ Easy and quick access to working capital when required.
✔ Customized limits based on business requirements and turnover.
✔ Helps maintain financial stability and operational continuity.