Loan Against Properties

Unlock the True Value of Your Assets

Finance Just When You Need

Apply for a Loan Against Property online and access substantial funding by leveraging the value of your residential or commercial property. Designed to meet your personal and business financial needs with speed, transparency, and convenience.

✔ High Loan Eligibility – Avail financing up to the maximum permissible percentage of your property’s market value*
✔ Attractive Interest Rates – Competitive rates starting from 9.50%*
✔ Completely Digital Process – Seamless online application from start to approval
✔ Quick & Hassle-Free Approvals – Minimal documentation for faster processing**

Section 24 of the Income Tax Act

Under Section 24, taxpayers can claim a deduction of up to ₹2,00,000 on the interest paid on a home loan for a self-occupied property. In the case of rented or let-out properties, there is no upper limit on the interest deduction.

Section 80C of the Income Tax Act

Section 80C allows a maximum deduction of up to ₹1,50,000 per financial year on the repayment of the principal amount of a home loan. This limit also includes expenses such as stamp duty, registration charges, and other related costs incurred for the purchase or transfer of a residential property.

Instant Eligibility Check

Easily assess your home loan eligibility online by submitting basic details—get instant results with just a single click.

Competitive & Transparent Interest Rates

Benefit from highly competitive interest rates, with special concessional pricing available for eligible women borrowers.

No Hidden Fees, Complete Transparency

Enjoy peace of mind with a clear and upfront cost structure—no undisclosed charges or surprises at the time of disbursal.

Fast & Hassle-Free Processing

Our streamlined process ensures quicker approvals and minimal turnaround time, helping you secure your dream home without delays.

Fully Digital Application Journey

From application to approval, the entire process is conducted online for maximum convenience and efficiency.

Minimal Documentation

Reduced paperwork and simplified documentation enable faster verification and quicker

Duly completed and signed loan application form
Processing fee cheque
Recent passport-size photographs of all applicants
Proof of identity: Aadhaar Card, Passport, Driving License, Voter ID, or PAN Card
Proof Residence: Aadhaar Card or other Officially Valid Documents (OVDs) such as Passport, Driving License, or Voter ID containing identity and address details.

Proof of Business: GST Certificate/Shop act licence/ Food and Drug licence/ Rent Agreement etc
Income Tax return/Audit Report.
Property-related documents (self-attested true copies)
Sale Deed, Khata certificate, and ownership transfer documents
No Objection Certificate (NOC) from the builder or housing society (original copy)
Land tax payment receipt
Possession certificate

Client Testimonials

“Used my property to raise funds easily. PaisaPro explained every detail and managed the process efficiently.”

Amit Patel

“Professional advice and fair terms. I received the loan without unnecessary delays or hidden charges.”

Nilesh Shah

“Their team handled documentation and approvals smoothly. Highly dependable service for property-backed loans.”

Sunita Desai

Get A Loan Against Properties In

Three Easy Steps

Start your 'Loan Against Properties' application by sharing a few basic details. Our simple, guided process helps you take the first step toward your dream home.